Free Planning Tool
Could Medicaid help pay for a care home?
Medicaid's Home and Community-Based Services waivers can cover part or all of the cost of a small residential care home. Answer a few questions to see whether you or your loved one may qualify. Takes about 3 minutes.
State-specific data
Income and asset limits are based on 2026 HCBS waiver rules for 12 states, sourced from state Medicaid agency publications and CMS data.
Pre-screening only
This tool provides a preliminary estimate, not a determination. Actual eligibility depends on a full application reviewed by your state Medicaid office.
Your data stays private
All screening happens in your browser. Nothing is stored on our servers unless you choose to share your email for a copy of the results.
Related guides
Does Medicaid Pay for Care Homes?
State waiver programs, what's covered, and how to apply.
2026 Cost Guide: State by State
Understand the costs Medicaid may help cover.
7 Ways to Pay for Care
Every funding source families use, including Medicaid.
VA Aid and Attendance Benefits
Veterans may qualify for both VA and Medicaid benefits.