State Guides

Complete Guide to Board and Care Homes in California (RCFEs)

California has more small residential care homes than any other state. Guide to RCFEs: terminology, licensing, costs, Medicaid, and how to find one.

By AgeSong Editorial Team 14 min read
A sunlit California craftsman home with a front porch and lemon trees in the front yard.

California has more small residential care homes than any other state in the country. The state’s licensing database lists over 6,000 Residential Care Facilities for the Elderly (RCFEs), the official name for what most California families call “board and care homes.” From small six-bed houses in residential neighborhoods to larger 100-bed assisted living communities, the RCFE category covers a remarkable range of settings under a single licensing umbrella.

This guide is the comprehensive family resource for understanding RCFEs, finding a good one, paying for it, and verifying its track record. If you are searching in California, this is the foundation. For the broader concept of what a board and care home is, see our main guide. For the cost picture, see our cost guide. For comparisons across states, see our adult family home vs board and care guide.

Terminology: what California calls these homes

The single most confusing thing about residential care in California is the terminology. The same physical setting can be called by several different names, each technically correct in a different context.

  • Residential Care Facility for the Elderly (RCFE): the official licensing category used by the California Department of Social Services. All licensed residential care for adults 60 and older falls under this category.
  • Board and care home: the informal term most families use, especially for the smaller homes (one to six beds) that operate in ordinary houses. “Board and care” describes the model: the home provides board (room, food, and shelter) and care (help with daily activities).
  • Assisted living facility: another informal term, sometimes used interchangeably with RCFE, especially for the larger homes (15 or more beds) that look more like apartment buildings or senior communities. There is no separate “assisted living” license category in California; everything is RCFE.
  • Care home, residential care, retirement home, senior home: looser terms that families and providers use casually.
  • Continuing Care Retirement Community (CCRC): a separate licensing category in California, regulated under the Department of Social Services’ CCRC branch (not CCLD). CCRCs are large communities that combine independent living, assisted living, and skilled nursing on one campus, with a substantial entrance fee and a long-term contract. They are not what families looking for a small board and care home are looking for, but the term comes up often enough to be worth distinguishing. Most CCRCs in California are also separately licensed as RCFEs for the assisted living portion of the campus.

For the purpose of this guide, we use “RCFE” when referring to the licensing category and “board and care home” when referring to the smaller (typically six-bed) homes most families search for. Our terminology guide covers the variations across states.

How RCFE licensing works

California regulates RCFEs through the Community Care Licensing Division (CCLD) of the Department of Social Services. CCLD is responsible for licensing, inspecting, and enforcing standards for over 80,000 licensed facilities statewide, including child care, adult day programs, and various residential care settings. RCFEs are the largest single category.

Capacity and license categories

RCFEs are licensed by capacity, which determines the operational rules and requirements:

  • 1-6 beds: the smallest category. Most “board and care homes” fall here. These are usually single-family houses converted to small residential care, often owner-operated, with the provider sometimes living on the premises.
  • 7-15 beds: a small but distinctive category. These homes are usually larger houses or small purpose-built facilities. They have more staff, more rooms, and a slightly more programmatic feel than the six-bed homes.
  • 16-49 beds: medium-sized facilities, usually purpose-built assisted living buildings rather than converted homes.
  • 50+ beds: large assisted living communities, often with multiple levels of care (independent living, assisted living, memory care).

For families specifically looking for the small home model, the 1-6 bed category is the right starting point. There are over 4,000 of these in California.

Specialty licensing endorsements

Beyond the base RCFE license, homes can hold specialty endorsements that allow them to serve specific populations:

  • Hospice waiver: allows the home to retain residents receiving hospice care through end of life, rather than discharging them to a nursing home.
  • Dementia care designation: indicates the home has met additional staff training and physical environment requirements for residents with dementia.
  • Bedridden waiver: allows the home to serve residents who are bedridden, with specific safety and staffing requirements.
  • Restricted health condition waiver: allows the home to serve residents with specific medical conditions (catheters, colostomies, certain medications) that would otherwise require a higher level of care.

When you tour a home, ask which endorsements they hold and which they have used in practice. A home with a hospice waiver that has actually supported residents through end of life is meaningfully different from a home that has the waiver on paper but has never used it.

Staff and administrator training

California requires RCFE administrators to complete an 80-hour Initial Certification Training Program before licensure and 40 hours of continuing education every two years. Direct caregivers must complete 40 hours of training (20 hours before working with residents, 20 within the first month) plus annual refreshers. Homes with dementia care designations must provide additional dementia-specific training.

The California training requirements are real but less extensive than Washington’s adult family home requirements. The variation between individual homes within California is wide. Ask each home about caregiver tenure, training, and turnover. Our questions to ask when visiting guide covers the specific tour questions.

Caregiver background checks

Every RCFE administrator, every direct care employee, and every adult who lives in the licensed home is required to pass a Department of Justice criminal background check, including a fingerprint-based check through Live Scan, before working with or living among residents. The background check screens for criminal convictions, including specific disqualifying crimes that bar a person from working in licensed care unless an exemption is granted. CCLD also checks the central registry for substantiated abuse findings.

When you tour a home, ask whether all staff have completed Live Scan clearance and whether the home does any additional background screening (employment history, reference checks, drug testing). The state requirement is the floor, not the ceiling, and the better homes go beyond it.

Bond and financial responsibility

California requires every RCFE licensee to maintain a surety bond if the home handles residents’ personal funds (called the “trust account”). The bond amount is based on the average monthly amount of resident funds the home holds, and it protects residents in the event of misappropriation. Larger homes that hold significant resident funds carry larger bonds. Homes that do not hold any resident funds may be exempt. The licensee must also demonstrate financial capacity to operate the home as part of the initial application and renewal process.

For families, the practical implication is straightforward: do not give the home access to your parent’s bank accounts or set up automatic deposits of Social Security into a home-controlled account without understanding what protections exist. Most well-run homes prefer that families keep the parent’s primary financial accounts separate and pay the home directly each month.

Resident protections you should know about

California has some of the stronger resident protection rules in the country for residential care, codified in the Health and Safety Code (Sections 1569 et seq.). A few are worth knowing about before you sign a contract or move a parent in.

The pre-admission appraisal (LIC 601 and LIC 603)

Before admitting any resident, an RCFE is required to complete a pre-admission appraisal documenting the prospective resident’s care needs, medical conditions, mental status, and ability to perform activities of daily living. The appraisal is recorded on state forms LIC 601 (the Personal Rights form, signed by the resident or representative) and LIC 603 (the Pre-Placement Appraisal). A separate LIC 602 (Physician’s Report) must be completed by the resident’s physician within 30 days before admission and attached to the file.

The purpose of these forms is twofold. First, they document that the home actually evaluated whether it can meet the resident’s needs before accepting them, rather than admitting and then discovering a mismatch. Second, they create a baseline against which future changes in condition can be measured for re-appraisal and discharge decisions.

For families, this means two things. First, ask to see a blank LIC 603 and ask the home to walk you through how they conduct the appraisal. A home that does this thoroughly is unlikely to surprise you with a discharge later because they “didn’t realize” something. A home that rushes the appraisal is more likely to admit and then ask the resident to leave when reality hits. Second, be honest in the appraisal. Understating your parent’s needs to get them admitted backfires when the home discovers the gap and decides they cannot serve the resident.

The 75-day notice rule (Health and Safety Code 1569.682)

This is one of the most important California rules for families to understand and one of the least known. Under California Health and Safety Code Section 1569.682, an RCFE is generally required to give a resident 75 days written notice before involuntary discharge or transfer. The notice must include the specific reason for the discharge, the effective date, and information about the resident’s right to appeal.

The 75-day rule is meant to prevent the situation where a home asks a resident to leave with a few days notice because their care needs increased, leaving the family scrambling. There are exceptions for genuine emergencies (immediate danger to the resident or others) and for non-payment, but for ordinary care-needs-increased discharges, the 75-day notice applies.

Two practical points: if a home gives you informal notice that your parent’s needs have exceeded what they can serve, ask in writing whether this is a 1569.682 notice. Get the date in writing. The 75 days is yours to use to find an alternative placement, and the home cannot legally cut it short for ordinary reasons. If the home tries to bypass the rule, the California Long-Term Care Ombudsman is the right first call.

Personal rights (LIC 613A)

Every resident is entitled to the personal rights enumerated in the California Code of Regulations Title 22, Section 87468, which include the right to be treated with dignity, the right to private communication, the right to manage their own finances or designate someone to do so, the right to refuse care, the right to leave the home and return at will, the right to private visits, the right to participate in religious activities of their choice, and many others. A copy of the Personal Rights form (LIC 613A) is required to be posted in the home and provided to every resident at admission.

If you read these rights and notice that any of them are being routinely violated during a tour or after admission, you have a meaningful basis to raise the issue with the licensee, and if it is not resolved, with CCLD or the ombudsman.

How to search the California licensing database

The CCLD Facility Search is the official, public, free database of every licensed RCFE in California. You can search by:

  • Facility name
  • Address, city, county, or zip code
  • Facility number (a nine-digit identifier)
  • License type (select “Residential Care Facility for the Elderly”)
  • Capacity (filter for the 1-6 bed range)

Each facility page displays:

  • Current license status (active, suspended, revoked, etc.)
  • Licensee name and address
  • Licensed capacity and category
  • Complaint history (number of complaints, dates, types)
  • Citation history (deficiencies issued, severity classifications)
  • Visit history (inspection dates and types)
  • Downloadable PDF inspection reports for each visit

For families building a shortlist, the database is the most important due diligence tool you have. Verify license status, read recent inspection reports, and look at complaint history before scheduling tours. Our guide on reading inspection reports walks through what to look for and how to interpret the records.

Reading California citations

CCLD classifies citations by severity:

  • Type A: a deficiency that presents an immediate or substantial threat to the health, safety, or personal rights of clients. The most serious category.
  • Type B: a deficiency that has a direct or immediate relationship to health, safety, or personal rights but does not present an immediate threat. Significant but less urgent.
  • Other deficiencies: smaller issues that need correction but do not rise to a Type A or Type B citation.

A home with two minor citations in five years that were corrected promptly is in much better shape than a home with one Type A citation that took six months to resolve. Look at type, recency, repetition, and the home’s response, not just the raw count. Almost every long-operating home will have some citations in its history.

Cost ranges across California

California is large, and the cost of an RCFE varies dramatically by region. Approximate ranges for a six-bed RCFE with a private room and basic personal care, as of 2026:

  • Los Angeles County: $5,500 to $9,000 per month, with higher-end neighborhoods (West LA, Beverly Hills, parts of the South Bay) running $8,000 to $12,000+
  • Orange County: $5,500 to $9,500 per month
  • San Diego County: $5,500 to $9,000 per month
  • San Francisco Bay Area: $6,500 to $11,000 per month, with peninsula and city locations at the higher end
  • Sacramento and Central Valley: $4,500 to $7,500 per month
  • Inland Empire (Riverside, San Bernardino): $4,500 to $7,500 per month
  • Central Coast: $5,500 to $9,000 per month
  • Rural Northern California: $4,000 to $6,500 per month

These are baseline ranges for a relatively independent resident. Add $1,000 to $3,000 per month for memory care, advanced acuity, or specialty needs. Premium services (private room, single-occupancy bathroom, garden access, additional caregivers) add cost on top of that.

For more on how cost is structured, what is included in the base rate, and what triggers extra charges, see our cost guide.

Paying for RCFE care in California

Most California RCFE residents are private-pay. The funding sources, ranked roughly by frequency of use:

Private pay (most common)

Social Security, pensions, savings, family contribution, and investment income. The typical California family pays $5,000 to $8,000 out of pocket monthly after Social Security, with savings or family contribution making up the difference. See our seven ways to pay guide for the full funding picture.

The Assisted Living Waiver (ALW)

California’s Assisted Living Waiver, administered by the Department of Health Care Services, is the state’s HCBS waiver for assisted living and RCFE care. ALW covers the care services portion of RCFE care for eligible Medi-Cal beneficiaries who meet nursing-facility level of care.

ALW operates in approximately 15 counties, including:

  • Alameda
  • Contra Costa
  • Fresno
  • Kern
  • Los Angeles
  • Orange
  • Riverside
  • Sacramento
  • San Bernardino
  • San Diego
  • San Francisco
  • San Joaquin
  • San Mateo
  • Santa Clara
  • Sonoma

The waiver has a limited number of slots and a waitlist in most counties. Not every RCFE in a participating county accepts ALW. Confirm with the home directly. Our Medicaid guide covers the broader Medicaid landscape and how HCBS waivers work.

VA Aid and Attendance

For wartime veterans and surviving spouses, VA Aid and Attendance can pay over $2,700 per month toward the cost of RCFE care. The benefit is tax-free and can be combined with other funding sources. California has a large veteran population and Aid and Attendance is one of the most underused funding sources statewide.

Long-term care insurance

Most policies issued in the last twenty years cover RCFE care at a daily or monthly benefit cap. Read the policy and call the insurer’s claims line. Our long-term care insurance guide covers how to start a claim.

IHSS and other in-home programs

California’s In-Home Supportive Services (IHSS) program provides personal care and homemaking services to eligible Medi-Cal beneficiaries living at their own homes, but not in residential care facilities. Some families combine IHSS while still at home with a future move to RCFE, but IHSS does not pay for RCFE care directly.

How to find a good RCFE in California

The search process for an RCFE in California follows the same basic steps as anywhere, but with California-specific resources at each step.

  1. Define what you need. Acuity, location, budget, and specific care requirements (dementia, hospice, mobility). Read our step-by-step guide to finding a residential care home.

  2. Build a shortlist. Browse the California RCFE directory on AgeSong for homes in your county or city. Each listing links to the official CCLD record for verification.

  3. Verify each home in the CCLD database. Confirm active license status, capacity, and any specialty endorsements. Read recent inspection reports.

  4. Phone-screen the shortlist. Use the questions in our tour questions guide to identify which homes are worth visiting in person.

  5. Tour three to five homes. Schedule the first tour. Walk through the entire house. Meet the caregivers. Watch a meal if you can. Read our red flags guide for what to watch out for.

  6. Visit the top one or two unannounced. Drop in at meal time. The home that looks the same on the surprise visit as on the scheduled tour is the one to trust.

  7. Read the contract carefully. Pay attention to rate increases, discharge triggers, deposit refunds, and dispute resolution clauses. Some terms are negotiable.

  8. Plan the move. A well-planned move-in goes much more smoothly than a hurried one. Coordinate with the home, the family, and the parent’s medical team.

Browse the directory

The California RCFE directory on AgeSong has over 6,000 listings, organized by city. Browse by city, county, or care type to build your shortlist. Every listing links to the official CCLD record for verification.

For broader context, see our state directory, our comparison of adult family homes and board and care homes, and our main guide to board and care homes.

The next step

If you are searching in California, the most useful action this week is to identify your county and search the CCLD facility database for licensed RCFEs in your area. From there, narrow to a shortlist of six to eight homes to phone-screen, then three to five to tour in person. The whole process from first search to move-in typically takes four to eight weeks.

For the broader process, see our step-by-step guide, our questions to ask guide, and our cost guide.


Sources and further reading: California Department of Social Services, Community Care Licensing Division; California CCLD Facility Search; California Department of Health Care Services — Assisted Living Waiver; California Department of Aging; California Long-Term Care Ombudsman Program; Eldercare Locator.

Frequently asked questions

What is a board and care home in California called officially?
The official name is Residential Care Facility for the Elderly, abbreviated RCFE. RCFE is the licensing category used by the California Department of Social Services. 'Board and care home' is the informal term most families use, especially for the smaller, six-bed homes that operate in ordinary houses. Both terms refer to the same kind of facility.
Who licenses RCFEs in California?
RCFEs are licensed by the Community Care Licensing Division (CCLD) of the California Department of Social Services. CCLD inspects RCFEs, investigates complaints, issues citations, and maintains a public database of every licensed facility in the state. The database is searchable at ccld.dss.ca.gov.
How much does an RCFE cost in California?
Costs vary by region and acuity. In the Los Angeles area, a six-bed RCFE typically runs $5,500 to $9,000 per month for a private room with basic care. In the San Francisco Bay Area, the same room often runs $6,500 to $11,000. In smaller markets like the Central Valley, costs are lower, in the $4,500 to $7,000 range. Memory care and high-acuity placements can add $1,000 to $3,000 per month.
Does California Medicaid (Medi-Cal) cover RCFE care?
Partially and in limited counties. The Assisted Living Waiver (ALW) is California's HCBS waiver program that covers RCFE care for eligible Medi-Cal beneficiaries. ALW operates in roughly 15 counties, including Los Angeles, San Diego, Sacramento, Alameda, and Fresno, with a limited number of slots and a waitlist in most counties. The room and board portion is generally not covered. Most California RCFE residents are private-pay.
How do I check an RCFE's inspection record?
Search the CCLD facility database at ccld.dss.ca.gov by facility name, address, city, county, or facility number. Each facility page shows current license status, capacity, complaints, citations, and inspection history. Detailed inspection reports are available as PDF downloads. The records are public and free to access.

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